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YOUR INSURANCE IS AS GOOD AS YOUR AGENT!
WE’LL SHOP IT…TO SAVE YOU THE MOST!

We do the shopping for you, to insure your home, auto or business. We work for you and shop for the best insurance rates with over 35 carriers to save you money. Call our insurance specialists to find out how →

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    Our Insurers

    And you...Are you PREPARED for the unexpected? Protect yourself and your family! Avoid leaving debt and pain to your family.

    Three simple steps to get your plan

    Discover the living benefits that protect you and your family.

    Discover the living benefits that protect you and your family.

    Fill out the application form to help us understand your future needs and goals.

    Fill out the application form to help us understand your future needs and goals.

    Enjoy your plan!

    Enjoy your plan!

    Enjoy your plan!

    Enjoy your plan!

    About Agency

    Zaira Alfaro​

    Zaira Alfaro is a dedicated member of the insurance company team. With years of experience in the industry, she has developed a deep understanding of the various insurance products and services offered by the company. Zaira is known for her attention to detail, customer-focused approach, and ability to provide tailored solutions to meet individual client needs.

    CA Lic# 2673195

    Our Services

    Indexed Universal Life (IUL) Insurance policies with savings and capital growth for your retirement.

    Life insurance policies with living benefits.

    Funeral expense plans.

    Annuities.

    HOW DOES IT WORK?

    As a complement to some life insurance plans, living benefits offer accelerated advantages to your plan. Life insurance that includes living benefits is cost-effective and can safeguard you …(Read More) from bankruptcy, paying for long-term medical care and medical bills. Traditional life insurance plans provide a fixed amount of money, the “benefit amount,” to the insurance beneficiaries after the policyholder passes away. Life insurance that PAYS during life, on the other hand, offers additional options that provide benefits to the policyholder during their lifetime.

    WHEN CAN YOU CLAIM THE BENEFITS OF A LIFE INSURANCE PLAN WITH LIVING BENEFITS?

    You can request an advance of your benefit from the carrier if you have a Life Insurance policy with Living Benefits. The severity of the illness determines the amount that will be advanced to you.

    WHO NEEDS A LIFE INSURANCE PLAN?

    Most people need a life insurance plan:

    Those with dependent children

    A senior family member who relies on your income

    People who need help achieving retirement goals

    Newlyweds

    A young couple planning to have children

    A current homeowner

    Families with children with special needs

    Life insurance could be one of the wisest financial choices you make, no matter what stage of life you're in.

    WHAT KIND OF LIFE INSURANCE SHOULD YOU HAVE?

    There are three basic types of life insurance to choose from:

    Term Life

    Permanent Life

    Universal life

    Term Life Insurance:

    Permanent Life Insurance:

    Coverage guaranteed for a specified period of time or until a certain age, as long as your premiums are paid.

    Universal Life Insurance

    This is another type of permanent life insurance that has built-in flexibility.

    DO YOU WANT TO MAKE TODAY´S DREAMS COME TRUE? Amazing

    Life insurance is a unique financial tool that can be structured to achieve many goals and be personalized to meet very specific needs. You work hard to improve your life. Discover how life insurance can provide you with security, protection, and opportunities that can help make today’s dreams the reality of tomorrow.